Credit Risk Analyst

  • Location:

    Manchester, Greater Manchester

  • Sector:

    Data Analysis & Insights

  • Job type:


  • Salary:

    £40000 - £50000 per annum + Bonus and Benefits

  • Contact:

    Mark Whales

  • Contact email:


  • Job ref:


  • Published:

    27 days ago

  • Expiry date:


  • Consultant:

    Mark Whales

Role - Credit Risk Analyst

Location - Manchester (Central)

Salary - Up to £50,000

Skills - SQL, SAS, Modelling

Work Pattern - Hybrid, ideally 2 days a week in the office but this can be more flexible.

We have a brand-new role for a company in Manchester with a large team already in place that you will be joining.

The Financial Services division has around 2 million customers and is one of our key strategic pillars. We have an exciting roadmap of investment to create an entirely new platform for our credit business. This will unlock opportunities to bring forward new customer propositions and grow the business

This is a role that we are looking to schedule interviews for as soon as possible so please do reach out if you are interested on finding out more.

Read on for more information:

The Role

In this position you will get the freedom to make your own decisions, take charge of projects and work flexibly, and you've got the perfect place to show your skills and learn new ones. So, if you collaborate, think on your feet, embrace innovation and love rising to a challenge, your work with us will have a serious impact on the business, your career, and our customers' lives.

Key Duties

  • Design, implement and monitor credit risk strategies making recommendations
  • Monitoring of credit risk models to ensure benefits are delivered as expected together with the identification of triggers for model redevelopment
  • Design, build and validation of credit risk models that deliver commercial benefits and improve customer outcomes for the group
  • Work closely with all Lending Managers in Credit Risk team to understand opportunities and requirements for model development
  • To provide key risk business statistics to Managers, Senior Managers and Directors within the company to be used in business performance reporting
  • Coaching and mentoring junior analyst(s) and deputising for lending manager


  • SQL or SAS - data analysis tools
  • An understanding of modelling concepts and techniques
  • A track record of delivering successful commercial outcomes through designing credit risk strategies


  • Competitive bonus scheme - we reward you when we succeed
  • Company pension scheme which we'll match up to 5% and if you put in 6%, we'll contribute 8%.
  • Life Assurance
  • You'll receive 24 days plus bank holidays. Your holiday entitlement increases with length of service, and you'll have the option to purchase an extra 10 days per year

Next Steps:

If you a Data Analyst and you are looking to progress with an organisation that has a fantastic approach to work in a supportive and creative environment, then look no further - this is the role for you!

Interviews for this role will be held imminently. To be considered, please send your CV to me now to avoid disappointment.


If this role isn't right for you, do you know someone that might be interested? You could earn £1,000 of retail vouchers if you refer a successful candidate to Oscar. Email: mark.whales@oscar-tech.com to recommend someone for this role.

Role - Credit Risk Analyst

Location - Manchester (Central)

Salary - Up to £50,000

Skills - SQL, SAS, Modelling

Work Pattern - Hybrid, ideally 2 days a week in the office but this can be more flexible.

Oscar Technology is acting as an Employment Agency in relation to this vacancy.

To understand more about what we do with your data please review our privacy policy in the privacy section of the Oscar website.